Free workshops to help people enjoy holidays, not debt

Gesher Human Services provides ideas and two free on-line workshops to assist folks benefit from the holidays whereas minimizing debt

Some ideas:

• Plan a practical vacation price range to set spending limits.

• Create an entire record of spending limits for every individual on the present record.

• Take into account inventive items reminiscent of exchanging providers, procuring at thrift shops.

• Search for offers and coupons to restrict spending.

• Plan to buy in the course of the post-holiday gross sales subsequent yr.

• Use present playing cards you obtain to buy wanted home goods as an alternative of luxurious objects.

Gesher will host two digital workshops, “Benefit from the Holidays, Not the Debt: A Information to Minimal Credit score Utilization,” on Friday, December 5 and Friday, December 12 at 1 p.m.

Gesher’s Monetary Schooling Supervisor Laltsha Cunningham mentioned the periods present easy-to-implement methods to reduce bank card use.

The workshops additionally present a variety of wholesome spending habits that may be carried out at any time of yr.

The periods are free, however registration is required through www.geshermi.org/events.

For workshop particulars, please name (248) 233-4422 or e mail lcunningham@geshermi.org.